1 page/≈275 words
Literature & Language
Article Review: Health Care Evolved From the 1920s (Article Critique Sample)
The articles discuss how health care evolved from the 1920’s when insurance was not viewed as a profit making venture to today’s view of making money out of insurance premiums as well as how the costs for premiums. Historically, premiums were set at the same rate regardless of medical conditions and no individual was denied access to medical treatment based on pre existing medical conditions. The system however became dysfunctional to the extent of denying cover to people with medical problems when health care was seen as a money making venture. This has elicited a lot of debate leading to legislation that deals with the antitrust exemption of insurance companies being brought before the senate. It is argued that this step will lead to lowering of insurance premiums by repelling the McCaraan – Ferguson Act of 1945 which will lead to insurance companies sharing historical data and hence lower premium rates. However, the congressional Budget office foresees that repealing the antitrust exemption would barely have a noticeable effect as concern...
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