The Case of Reparations (Case Study Sample)

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The Case of Reparations
1 What two methods were used to keep African Americans from voting in 1920s Mississippi? (You can just list the two, you don’t need a complete sentence here).
Robing of votes.
The lynching of black people (Coates, 2)
2 What is “debt peonage”?  Why did so many African American farmers live in it, and why didn’t they protest the conditions?
Debt peonage refers to a situation where farmers offered their services as a security of payment for the debt they owed. So many African farmers lived in debt peonage since they were being swayed by their cotton kings who were at some not only their employers and landlords but also acted as their primary merchants. African American farmers did not protest the conditions they were subjected to as they risked being killed or injured. Consequently, refusing to work could also result to arrest under the laws of vagrancy as well as forced labor which was well documented under the penal system of the state (Coates, 3).
3 What were the reasons for the Great Migration?
The great migration saw an exodus of more than 5.5 million African Americans during the 20th century (Coates, 6). Some of the reasons that caused the great migration included, seeking protection of the punitive laws. They were also frightened by the warlords of the South. In addition, some of the reasons for the great migration to the North among the African Americans included big adventures, bright light as well as better remuneration.
4  Why did Clyde Ross and his wife choose to buy a house in North Lawndale, IL?
Clyde Ross and his wife chose to buy a house in North Lawndale IL because the place provided a panorama terrain. Consequently, they also chose to buy a house in North Lawndale as the place was perceived as a pilot community that encouraged interracial living among the communities (Coates, 7).
5 What is a “contract” sale/”contract” mortgage?  How did the system work?
Contract sale or contract mortgage meant an agreement that entailed all responsibilities with regards to homeownership with all the demerits associated with renting with no benefits gained. The system of contract sale worked in a way that the deed was kept by the seller until full payment of the contract was realized which was contrary to how normal mortgages worked (Coates, 7).
6  How were African Americans kept out of the legitimate home-mortgage market?
African Americans were kept out of the legitimate home-mortgage market through legal and extralegal ways (Coates, 19).
7 In 1934, Congress created the FHA (Federal Housing Administration), which insured private mortgages.  Yet, African Americans could not get them – why not?  Include a discussion of redlining in your answer (what it is, how it worked, etc.)
The Federal Housing Administration created by congress insured private mortgages which resulted in a decline in the interest rates. African Americans could not get the private insured mortgages as they were perceived to be unstable. Federal Housing Administration worked in a way that it adopted a system where ratings of neighborhoods were provided based on their social status. The system had maps with green areas that were rated “A” which implied areas that were considered to be of high demand. On the flip side, neighborhoods blacks resided were rated “D”. Federal Housing Administration considered such areas to be inhabitable (Coates, 14). Redlining operated in a way that excluded the blacks to acquire any legitimate way of obtaining a mortgage loan.
8  In 1968, the Contract Buyer’s League was formed.  Why?  What were their purposes/goals?
The Contract Buyer’s League was formed to bring together homeowners on West Sides as well as South of Chicago who had been locked into the system of predation. Some of the goals of the Contract Buyer’s League included; declaring those who executed crimes to be offensive to society, they also sought reparations, another goal was to seek the protection of the law, they also wanted compensation for the injuries they had been subjected to by the offenders (Coates, 16).
9 What was the “fate” of North Lawndale, IL, an early experiment in integration?  That is, what is North Lawndale like today?
In the past, North Lawndale the region had experienced various racist policies ranging from racist housing policies by American businesses that came up with a conspiracy of keeping all blacks in a particular neighborhood. The region was therefore mainly occupied by blacks who had been cut off from the mainstream financial institutions. However, today North Lawndale various programs have been initiated by organizations to educate African Americans on wealth creation. This was program promoted by Wells Fargo in 2005 (Coates, 20).
10  How was the concept of reparations viewed in the 1700s?  Give specific examples.
The concept of reparations was viewed as an incorrect account against a civilized society concerning oppressions committed against people who are harmless. An example is where 78 slaves were emancipated and given more than 300 acres which later a school was established as a way of ensuring justice to the injured blacks (Coates, 22).
How were the early slaves treated in Virginia? How were their situations both similar and different to those of poor whites in the 1600s-1700s?
The early slaves in Virginia were treated in an intolerable manner. Their situtions were both similar to those poor whites in the sense that both were tricked into serving beyond their agreed contract and they also both offered cheap labor (Coates, 23).
How did American law “work to reduce black people to a class of untouchables?”
American law worked to reduce black people to a class of untouchables in which all persons were mandated to carry arms apart from the Negroes (Coates, 25).
Why were slaves so important to the economy in the US (both north and south)?
Slaves were so important to the economy in the United States as they offered cheap labor. For instance, in 1840, cotton export which constituted 58% of the country’s total export was produced by the slaves (Coates, 28).
What is the connection between the New Deal and Jim Crow Laws? Were African Americans able to make use of such programs as Social Security and the GI Bill? 
The connection between the New Deal and Jim Crow both of them were founded on democracy. African Americans were not able to make use of such programs like social security and the Gi Bill. For instance, the G.I Bill failed to address the racist housing policy as blacks were left to tangle with banks that had refused to offer them mortgages in the past years (Coates, 30).
How did the Federal Government and the American real estate industry work toencourage and maintain racial housing segregation?
The Federal Government and the American real estate industry worked to encourage and maintain racial housing through equal treatment among all its citizens. The real estate industry in America believed that racial segregation was moral. According to the ethics of the Association of Real Estate, a realtor was not expected to promote racism among neighborhoods (Coates, 35).
How did Chicago become one of the most segrega