Financial Future (Essay Sample)

Financial Future
Name:
Institutional Affiliation:
Financial Future
The need to protect oneself from future financial doom has compelled the need to invest and develop a saving culture. Research has shown that those who engage in investment early on have an enhanced potential of living fulfilling lives (Orman, 2005). In cushioning from financial risk, an individual can safeguard their financial well being. It has to be noted that with the advancement of age, an individual’s capacity to save is reduced given the increased responsibilities (Mayer, 2010).
In the old age, there is an increased dependence on supplementary sources of sustenance. It is at this point in life, the saving culture that had been adopted starts to have an amplified effect on the quality of life. However, in the discussion on the need to adopt a saving culture and investing in the future, it is apparent that the argument being put forth was not convincing. The audience is so apathetic. No one seems to care about saving and investing in their financial future. Such an eventuality has instigated the need for a change in approach.
In convincing people of the need to invest in their future, a present tense form has to be adopted in the discussion. Estes (2009) argues that adopting such an approach amplifies the potential for maintain the audience’s interest. A present tense approach aids in making the argument more relevant at that particular time. Orman (2011) points out that a different tense form tends to reduce the overall potency of the argument to instigate change in the perception that has been held by the audience. The goal is to instigate change by making the audience aware of the need to invest in the future. A future tense approach tends to inhibit on the capacity of the argument to instigate change. Lanier (2014) has argued that most of the arguments being brought forth tend to create a false picture of saving. It is highly likely that the argument that was brought forth created an image of saving and investing entailing it being a complicated undertaking. In revising the argument, the focus will be on ensuring that the audience understands that the best approach to saving is to start small. The critical feature is to simply start saving. Though one might start saving small amounts, with time, their capacity to save will be enhanced. However, before this goal can be realized, the individual simply has to first fashion a culture of saving.
Revisions to the argument need to be informed by two key features. As has been reiterated herein, there are two key approaches that have the capacity to augment the quality of the argument being provided. First is the need to adopt a present tense approach. In this way, the argument will appear more relevant to the audience. The second approach that has been advised is the need to focus on the ...