A Case Study of KCB Thika Branch (Research Paper Sample)

Factors Influencing Credit Rationing by Commercial Banks in Kenya: A case study of KCB Thika branch.
BY
ROBBIN MWANGI G
A Research proposal Submitted to the graduate school in partial fulfillment for the requirement of Bachelor of Commerce degree.
JOMO KENYATTA UNIVERSITY OF AGRICULTURE AND TECHNOLOGY
FEB 2015
DECLARATION
This Research Project is my original work and has never been submitted to any other university for the award of a degree.
Signature: _____________________Date: ___________________
ROBBIN MWANGI G HD231-6563/2012
(Student)
This Research proposal Report has been submitted for examination with my approval as the University Supervisor.
Signature_____________________Date_____________________
Dr. Muturi
(University Supervisor)
DEDICATION
I hereby dedicate this Research Project to my family members who have stood by me all along.
ACKNOWLEDGEMENT
I am grateful to my supervisor Dr. Muturi for his tireless and relentless support that he offered me in the process of carrying out this Research Project. I must admit that his invaluable guidance, encouragement, suggestions and positive criticisms are the ones that have led to the success of this Research Project.
I wish to thank my family members for providing me with a loving and supportive environment. I am thankful to my parents who not only cared for me but also shaped me up. I salute all my classmates in Bachelor of Commerce for being a focused and a serious class.
TABLES OF CONTENTS
DECLARATION PAGEREF _Toc363027905 \h i
DEDICATION PAGEREF _Toc363027906 \h ii
ACKNOWLEDGEMENT PAGEREF _Toc363027907 \h iii
LIST OF FIGURES ………………………………………………………………………………………………….....viii
LIST OF TABLES …………………………………………………………………………….…...ix
ACRONYMS …………………..……..………………………………………………………………………………………….……x
APPENDICES ………………………………………………………………………………xi
ABSTRACTxii
CHAPTER ONE PAGEREF _Toc363027910 \h 1
INTRODUCTION………………………………………………………………………… PAGEREF _Toc363027911 \h 1
1.1 Background of the study …………………………………………………….………..... PAGEREF _Toc363027912 \h 1
1.2 Statement of the Problem…………………………………………………………..…..2
1.3 Objectives of the study……………………………………………………………….....5
1.3.1 General objective5
1.3.2 Specific objectives5
1.4 Research Questions………………………………………………………………...…...6
1.5 Significance of the study……………………………………………………………......6
1.6 scope of the study……………………………………………………………….……….7
1.7 Limitations of the study…………………………………………………………………7
1.8 Definition of terms……………………………………………………………………...8
CHAPTER TWO …………………………………………………………………………….9
LITERATURE REVIEW…………………….…………………………………………..9
2.1 Introduction…………………………………………………………………………….9
2.2 Theoretical literature review…...………………………………………………………9
2.2.1 Liquidity preference theory………………………………………………………..9
2.2.2 Agency theory……………………………………………………………………10
2.2.3 The modern portfolio theory…………………………………….……………….10
2.3 Empirical literature review……………………………………………………………11
2.3.1 Risk…………………………………………â�...