Health Insurance Literature & Language Essay Paper (Essay Sample)
Subject: Writing
Deadline: 2 hours
Format: APA
Pages: 1.5
References: 3
I need help with this assignment please original work and no plagiarizing because I am going to check it in the plagiarism checker.
Health Insurance
In atleast 470 words explain the development of health insurance in the United States. Include a brief discussion as to the current state of both traditional health insurance and managed care. Is traditional health insurance still a viable product today or is managed care the norm?
Be sure to cite your references.
Health Insurance
Name
Institution
Course
Date
Before 1920 hospitals in the United States were not as advanced as they are now. Patients were treated from their homes. Major discoveries in the medical field were not yet made hence surgery was also performed in private homes. Medical expenditures of most people were very low since by then people sought sickness insurance to enable them gets an income replacement in case of illness. This sickness insurance has today been replaced by disability insurance. CITATION Ano10 \l 1033 (Anonymous, 2010)
Due to the various alternatives available by patients by the year 1919, insurance companies were unwilling to offer private health insurance policies. This is because there was no clear cut distinction or analysis that could be done to verify one’s health status. The policy was threatened with possible high cases of fraud since those who had poor health could end up signing for the policy leading to losses by the policy company. CITATION Ano10 \l 1033 (Anonymous, 2010). Compulsory health insurance failed by this period because of low legislation support due to its low demand. Physicians at the moment also opposed legislative measure for the fear of the government interfering with their fees.
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