Health Care Plans in African Regions and Middle East (Essay Sample)

Regional Health Care Plans
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Healthcare plans is an important sector in any given nation and therefore every country has to lay down an efficient program to ensure that patients have a good plan of paying hospital bills to avoid accumulation of large bills. Different regions of the world have different health care plans that best fits the economic and social statuses of their people. In addition, the various regions strive their best to achieve a world class health care plan such as those discussed by the public and private sector explores of Middle East and North Africa. Therefore, this paper focuses on the different health care plans in the main African regions and the Middle East as well as a specific example of a health care plan in one of the countries from each region which is Bupa Arabia in Saudi Arabia and NHIF in Kenya
Among the Health care plans in East African region is the IAA RESOLUTION which was formed by a partnership between the Health Management Organization in Uganda and the Resolution Health East Africa to cover health bills in Kenya, Tanzania and Uganda. The health care plan ensures that citizens of the above three countries are able to access medical care within the three countries irrespective of their native country. The provision for this offer is to be a registered member of the IAA RESOLUTION. As a result, this program has helped people from the East African region to cut on costs that result from the idea of having to pay hospital deals using out-of-the -pocket money (Ratha, Yi & Yousefi, 2015). The officials of the program have made negotiations with most of the clinics and hospital in the east African region to ensure that patients from all over the region can use the medical cards in either of those hospitals. Therefore, people do not have to incur travelling costs and risking death whenever they fall sick away from home. Hence, this turns out to be one of the strategies of poverty eradication within the region. This is because the health care plan is able to provide various programs depending on the social and economic class of the members and have various plans that one can choose from. From such programs, individuals have the opportunity of choosing the best plan that fits their requirements (Alsan, Schoemaker, Eggleston, Kammili, Kolli & Bhattacharya, 2015).
As well, one of the health care insurance programs in the Middle East is the AXA International Cover. The health care system is made to cover medical costs hence reducing the expenses from unexpected illnesses. The program offers different medical schemes for use by all the citizens living in the Middle East. The health care plan has made agreements with most of the hospitals in the region and therefore someone does not have to travel in order to get medical attention. The key benefits of this program is that it provides an inpatient treatment scheme, outpatient consultations and diagnosis, drugs cover to the extent of the pharmacy, dental covers and chronic conditions among other diseases. According to this program, members are required to declare pre-existing illnesses during the application for the scheme otherwise the disease will not be included in the medical cover. As a result, this program helps a lot in the reduction of costs associated with terminal illnesses hence improving the general health of people in the Middle East.
NASCO insurance company is also another medical healthcare program in the Middle East and provides medical insurance to both individuals and groups. By using their program, the members are able to get medical care from different countries in Middle East as long as they are active members. The company represents different international healthcare schemes by providing affordable and flexible medical schemes within the Middle East region. The company makes all the follow up procedures in order to obtain the insurance claim on behalf of the patient. They also carry out the duty of presenting all the denied claims for the purpose of reassessment to ensure customer satisfaction rate is high (Yazbeck, Rabie & Pande, 2017).
A good example of one insurance cover in the east African region is the national hospital insurance fund (NHIF) of Kenya. According to this healthcare plan, every member has to pay a certain amount of money in regard to their earnings. The plan is applicable in all the public hospitals in Kenya and therefore, the members are able to access medical care irrespective of their location within the country. As well, most of the private hospitals have reached an agreement with the national hospital insurance fund to admit patients who have an insurance fund with the organization. However, the medical card provided only covers for inpatient cases only. Therefore, this plan poses a great challenge for individuals using the outpatient program because they might end up paying the hospital bills using their cash which is not economically right. The main purpose of such program is to reduce mortality rate in the country as well as the eradication of poverty. Therefore, the members are aware of the benefits that come along with this insurance fund and can therefore make long-term plans regarding their health. Among such long-term p...