Government Website Review (Essay Sample)

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Government Website Review
The analysis of the New Jersey Division of Pension and Benefits website reveals its major role as the coordinating and development of communication and benefits budgets with other arms of the state and local government as well as the public. The division falls under the jurisdiction of the state’s Department of Treasury, with its director reporting directly to the state treasury. The division comprises of major offices in the form of the office of operations, the department of health benefits and the department of financial services, the Department of client services, the Department of support and information services, the actuarial advisory department, the planning and research unit and a host of other boards and commissions. These departments work together in a collaborative manner towards the attainment of the mission of ensuring the provision of pension and benefits to all the employees and retirees of the state of New Jersey. This state agency is responsible for the formulation and execution of policies aimed at the facilitation of retirement systems, health benefits and other programs for employees and retirees. The agency highlights initiatives that facilitate deferred compensation, which provides employees and retirees with the option of voluntarily sheltering a portion of their wages from federal income tax while simultaneously saving money for retirements. The money saved in this context plays the role of supplementing social security and pension benefits. Through this initiative, income tax at the federal level is not due on accumulated earnings deferred amounts prior to the receiving of distribution or payments from the accounts. This provision presumes distribution during the time of retirement when the rate of income tax is relatively lower.
A considerable number of its departments and bureaus work with both employees and employers in a collaborative manner to serve the role of processing enrollments, terminations and changes for both retired and active members of the benefits programs. Additionally, the bureaus and departments hold the responsibility of administrating the benefits in alignment with legislative measures such as COBRA. The department of policy and planning plays the role of analyzing and making recommendations concerning proposed and current health benefits initiatives in the endeavor of providing high-quality programs at relatively lowered costs. The division also holds the responsibility of reviewing the development of health and pensions benefits programs. The agency is also the chief custodian of the assets pertaining to health benefits and pension. The assets in question in this scenario amount to e...