The Effects of Healthcare Reforms on the Insurance Industry (Essay Sample)
Over the years, persistent surges in healthcare costs made it difficult for Americans to afford quality medical services. Consequently, successive governments have attempted to implement policies changes to guarantee quality universal medical care to every citizen. Healthcare reforms have altered how insurance companies use health insurance premiums, improved coverage, and increased the risk of yielding net cash outflows.
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The Effects of Healthcare Reforms on an Insurance Industry
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The Effects of Healthcare Reforms on an Insurance Industry
Over the years, persistent surges in healthcare costs made it difficult for Americans to afford quality medical services. Consequently, successive governments have attempted to implement policies changes to guarantee quality universal medical care to every citizen. The signing of the Affordable Care Act (ACA) marked the start of historical interventions to enhance the quality of health care (Dawes & Satcher, 2016). The ACA has since overhauled the healthcare system and remarkably influenced operations in the insurance industry. Healthcare reforms have altered how insurance companies use health insurance premiums, improved coverage, and increased the risk of yielding net cash outflows. Firstly, healthcare reforms have altered how insurance firms utilize the premiums accrued from consumers. For instance, the ACA directs insurance companies to spend
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