Advantages and Disadvantages of Having a Credit Cards (Speech Presentation Sample)

When I was little girl when looked into shop windows, I saw another world. A dreamy world full of perfect things. A world where grown-ups can buy all they wanted. They didn't even need any money, they had magic cards. Little did I know I wanted that magic card too.
M --------------------and today topic for my speech is advantages and disadvantages of having a Credit card
Or u can call it magic card as I used to call it
These Credit cards are like weapons — dangerous in the wrong hands, but sometimes you’re glad to have one. We’ve all heard the horror stories of consumers falling into unspeakable debt, their lives turning to hell as they sink into financial ruin.
educating people abt credit cards is the key. With a bit of know-how, anyone can use a credit card in a practical, non-destructive way
one of the most greatest disadvantage of credit cards is that they are not free from interest when u pay back the taken amount u have to pay additional amount of interest as well
secondly there are hidden charges of using a credit card which most of the user don’t know and not enlighten about by the company issuing them
Plus Late fees. Miss a payment and you’ll pay a late fee. This adds up quick for repeat offenders.
A finally it gives you Ease of spending lots of people tend to spend more than they anticipate on buying things they don’t have real need of
But like everything it not all bad it has some benefits too provided it is used wisely
Its convenient the user don’t have to carry large amount of cash around. Plus they are perfect for unexpected purchases which sometimes become necessary and sufficient cash is not available. They are also good for e-buying
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